Being involved in an accident is stressful. The choices you've made regarding your auto insurance policy become very important when you get in an accident and need to use your coverage. That's why it's so important to be aware of all the features of your auto insurance coverage that you can benefit from in the event of an accident.
You need to read to details of your auto insurance policy to know the exact coverage features that are available to you. The following are six features of auto insurance coverage you may have and will want to take advantage of after an accident.
Roadside assistance
If you are involved in an accident, you might need to have a tow truck or repair technician come to you on the roads and perform a minor repair such as fixing a flat or taking your vehicle to a garage. A lot of auto insurance policies fortunately come with roadside assistance coverage included.
Rental vehicle coverage
After an accident, you might be temporarily without transportation while your vehicle is in the shop. Auto insurance often includes coverage for a rental vehicle so that you have a vehicle to drive while you're waiting for your vehicle to be repaired.
Claim filing through an app or online
A lot of auto insurance providers offer an app that customers can use to file a claim. This app makes it convenient to submit photos of the accident scene to your insurance company. Even if your insurance provider doesn't offer an app, you'll probably be able to submit your claim over your insurance company's website.
Medical payments coverage
Auto insurance coverage types such as medical payment coverage and personal injury protection may cover the costs of your medical bills if you've been involved in an accident that resulted in an injury. It's important to use this coverage if you have it to pay for your medical bills, even if you have health insurance.
Customer service
Take advantage of the customer service that your auto insurance provider offers so that you can get answers to any questions you may have about your claim. Customer service representatives from your auto insurance company should be able to provide you with all the information you need about the claim procedure.
Gap insurance coverage
Gap insurance coverage is a type of insurance you may need to use if your vehicle is totaled in an accident. With this type of coverage, you can be sure that any loan you have out on your vehicle will be completely paid off after your vehicle is totaled. This way, you won't have to continue making payments on a vehicle that you can no longer use.
Reach out to a service like Full Service Insurance Agency of Wisconsin LLC to learn more.
Share30 November 2022
When I got married, I knew that there were a few things that I needed to learn about the way the world worked. For starters, I had to figure out how insurance worked since I wanted to make the most of my life without worrying about money. I started focusing on the policies that I had in place and gradually moved towards acquiring new life insurance and the like. Having each of these coverages helped give both me and my spouse peace of mind. We both knew if something happened to me that the other would be okay. Check out this blog to learn more about insurance needs.
